Our Complete Process
We help you with everything from initial assessment to final approval, ensuring you get the maximum benefit from your voluntary National Insurance contributions.
Initial Assessment
We review your personal circumstances to determine if voluntary contributions are right for you.
NI Record Analysis
We help you obtain your complete National Insurance record from HMRC and identify gaps that can be filled with voluntary contributions.
Cost-Benefit Analysis
We calculate the exact costs of voluntary contributions and the potential increase to your State Pension, showing clear return on investment.
Application Preparation
Together we help you prepare and submit all necessary applications to HMRC, ensuring everything is completed accurately and on time.
HMRC Liaison
If you receive any communication from HMRC, we’ll assist you in following up and resolving any issues that arise.
Final Confirmation
Once approved by HMRC, we guide you on how to make payments towards your enhanced pension entitlement.
What Makes Us Different
100% Refund Guarantee
If HMRC doesn't approve your application for voluntary contributions, we refund your entire fee.
Expert Knowledge
We've helped dozens of UK Expats upgrade their UK state pension through our services. Our knowledge helps ensure everything is completed as accurately as possible to achieve the best possible outcome.
Fast Processing
We work quickly with our clients to process their application. Meeting deadlines can sometimes mean the difference between gaining an extra €340 per year.
What's Included in Our Service
Assessment & Planning
- Complete eligibility assessment
- National Insurance record analysis
- Cost-benefit calculation
- Pension projection modeling
- Personalized recommendation report
Application & Support
- Help gathering and organising required info
- Eligibility and contribution review
- Step-by-step form guidance
- Support with documents and cover letter
- Final check before submission
- Help understanding HMRC replies & tracking progress
Success Stories
Annual pension increase
Paul, Cyprus: With only 5 years of NI contributions from time spent in the UK, we identified 30 years of past and future contributions and helped him fill the historic gaps. His State Pension effectively increased by £10,250 per year.
Annual pension increase
Clive, Cyprus: With just a few years to retirement, Clive only had 7 years of NI contributions on record. With our help, we helped apply a total of 22 years of extra NI contributions (past and future), increasing his pension entitlement by £7,525 annually.
Annual pension increase
Katerina, Cyprus: Living in Cyprus from the age of 19, we helped Katerina get on track with her pension contributions and will be set for a full UK state pension on retirement as well as her full Cypriot state pension.
Ready to Boost Your UK State Pension?
Let our expert team guide you through the process and maximize your pension benefits. Get started today with our professional service.
100% refundable if HMRC won't allow voluntary contributions